Lenders and Partners
Please click any of the links below to apply directly with any of these lenders and partners. If a lender is not available in your state, please try the ones that are. If you are declined by a lender, it does not mean that you will also be declined by another lender since every lender has their own criteria. Lenders may generally wish to obtain a “soft” credit pull which does not affect your credit score in any way. If everything looks good, they may wish to do a “hard” pull before final approval which will affect your credit score by a few points. Those decisions are at the discretion of each lender and those lenders will ask for your permission before doing a soft or hard credit inquiry. Otherwise, you are free to apply to as many lenders as you wish. You may be redirected to other sites if not approved. You are free to continue to those other sites, but it is best to stick with our list here. If you encounter any sites that seem risky or suspect, please inform us before doing business with them.
If you are not approved for the full amount that you seek, or if you are not approved at all, please go back to our main Services page and select “Guaranteed Credit Lines”.
The maximum amount says $5,000.00, but if you need more, just select $5,000.00 and if approved for more than that, the partner will inform you. If your state is not available, or if you are not approved for the full amount that you seek, or if you are not approved at all, please apply with the other lenders/partners that are listed below.
Most credit types
Offers virtually any amount
Available in all states except Alaska, Arkansas, Connecticut, Massachusetts, Rhode Island, Vermont or Washington, D.C.
Avant
Most credit types
Offers loans from $2,000-$35,000.
Available in all states except IA, ME, WV, ND.
NetCredit
Most credit types
Offers loans up to $10,000.
Available only in the following 13 states: AL, CA, DE, GA, ID, MO, ND, NM, SC, SD, UT, VA, and WI.
Rise
Most credit types
Offers loans from $500-$5000.
The drop-down box on their home page appears to malfunction, so we recommend that you close out that drop-down box and use the “Get Started” box on the right side of their website home page. You must have a checking account.
Available only in the following states: Alabama, California, Delaware, Georgia, Idaho, Illinois, Kansas, Mississippi, Missouri, New Mexico, North Dakota, Ohio, South Carolina, Tennessee, Texas, Utah, Wisconsin.
Accepts all credit types.
Available in all states except NY.
Offers $100-$2,500.
CreditSoup Personal Loans
Any size loan to meet your needs.
PersonalLoans.com
Accepts all credit types.
Available in all states.
Offers $1000-$35,000.
CashAdvance
Accepts all credit types.
Offers loans up to $1000.
They do not accept applicants who are enlisted in the Military / Armed Forces. They do not accept applicants from AR, NY, WV and GA.
CashNetUSA
Accepts all credit types.
Offers loans up to $3,400.
Available only in the following states: AK, AL, CA, DE, FL, HI, ID, IL, KS, LA, ME, MI, MN, MO, MS, ND, NM, NV, OH, OK, OR, RI, SC, SD, TN, TX, UT, VA, WA, WY, WI.
Accepts all credit types.
Available in all states.
Offers $2000-$35,000.
Upgrade
Accepts all credit types. Available in all states. Offers $1000-$50,000.
Sofi.com
Accepts all credit types.
Available in all states except MS.
Offers $5000-$100,000.
Prosper.com
640 suggested credit score and above.
Available in all states except IA, ME and ND.
Offers $2000-$40,000.
LendingClub.com
660 suggested credit score and above.
Available in all states except IA and ID.
Offers $1000-$40,000.
Peerform.com
600 suggested credit score and above.
Available in all states except AR, CO, DC, DE, IA, ID, IN, KS, KY, MA, ME, MS, MT, ND, NE, NJ, NM, NY, OK, PA, RI, SC, SD, UT, VT, WI, WV and WY.
Offers $4000-$25,000.
LendingPoint.com
600 suggested credit score and above.
Available in all states.
Offers $2000-$25,000.